Last updated November 12, 2018
These terms are not boilerplate. If you disagree with any of them, immediately navigate away from the Walletscore Site. Do not use the Walletscore Site.
When you open an account with DMG or engage or any other transaction with DMG, you may also be subject to the Customer Agreement or other similar agreement governing your use of our services. In the case of any conflict between the Terms and the Customer Agreement, the provisions of the Customer Agreement will control.
Visiting the Walletscore Site or sending emails to DMG constitute electronic communications. By visiting the Walletscore Site or sending emails to DMG, you consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email or on the Walletscore Site, satisfy any legal requirement that such communications be in writing.
If you use this site, you are responsible for maintaining the confidentiality of any identifying credentials you use to access that account and restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or credentials. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that DMG is not responsible for third party access to your account that results from theft or misappropriation of your account. DMG and its associates reserve the right, in our sole discretion, to refuse or cancel service, terminate accounts, or remove or edit content.
DMG does not knowingly collect, either online or offline, personal information from persons under the age of eighteen. If you are under 18, you may use the Walletscore Site and enter into a Customer Agreement only with permission of a parent or guardian.
Third Party Services
The Walletscore Site may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of DMG and DMG is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. DMG is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by DMG of the site or any association with its operators.
Prohibited Uses and Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use the Walletscore Site strictly in accordance with these Terms. As a condition of your use of the Walletscore Site, you warrant to DMG that you will not use the Walletscore Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Walletscore Site in any manner that could damage, disable, overburden, or impair the Walletscore Site or interfere with any other party’s use and enjoyment of the Walletscore Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Walletscore Site.
All content included on the Walletscore Site, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Walletscore Site (collectively, “Walletscore Content”), is the property of DMG or its suppliers and protected by copyright, trademark and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the Walletscore Content, in whole or in part, found on the Walletscore Site. Walletscore Content is not for resale. Your use of the Walletscore Site does not entitle you to make any unauthorized use of any Walletscore Content, and in particular you will not delete or alter any proprietary rights or attribution notices in any Walletscore Content. You will use Walletscore Content solely for your personal use, and will make no other use of Walletscore Content without the express written permission of DMG and the copyright owner. You agree that you do not acquire any ownership rights in any Walletscore Content. We do not grant you any licenses, express or implied, to the intellectual property of DMG or our licensors except as expressly authorized by these Terms.
The Walletscore Site may but need not contain bulletin board services, chat areas, newsgroups, forums, communities, personal web pages, calendars, commenting functionality and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; or violate any applicable laws or regulations.
You further agree not to (i) access, tamper with, or use non-public areas of the Walletscore Site, our computer systems, or the technical delivery systems of our providers; (ii) probe, scan, or test the vulnerability of any system or network or breach or circumvent any security or authentication measures; (iii) access or search or attempt to access or search the Walletscore Site by any means (automated or otherwise) other than through our currently available, published interfaces that are provided by us (and only pursuant to the applicable Terms), unless you have been specifically allowed to do so in a separate agreement with us (crawling the Walletscore Site is permissible if done in accordance with the provisions of the robots.txt file, however, scraping the Walletscore Site without our prior consent is expressly prohibited); or (iv) interfere with, or disrupt, (or attempt to do so), the access of any user, host or network, including, without limitation, sending a virus, overloading, flooding, spamming, mail-bombing the Services, or by scripting the creation of Content in such a manner as to interfere with or create an undue burden on the Services.
DMG has no obligation to monitor the Communication Services. However, DMG reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. DMG reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
DMG reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental, or to edit, refuse to post or to remove any information or materials, in whole or in part, in DMG’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. DMG does not control or endorse the content, messages or information found in any Communication Service and, therefore, DMG specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
DMG does not immediately claim ownership of the materials you provide to the Walletscore Site (including passwords, feedback and suggestions) or post, upload, input or submit to any Walletscore Site or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submissions you are granting DMG, our affiliated companies and necessary sublicensees permission to use your Submissions in connection with the operation of their businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submissions; and to publish your name in connection with your Submissions.
No compensation will be paid with respect to the use of your Submissions, as provided herein. DMG is under no obligation to post or use any Submissions you may provide and may remove any Submissions at any time in DMG’s sole discretion.
By posting, uploading, inputting, providing or submitting your Submissions you warrant and represent that you own or otherwise control all of the rights to your Submissions as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
Third Party Accounts
We may permit you, from time to time, to connect your DMG account to third party accounts. By connecting your DMG account to your third party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, do not use this feature.
If you access the Walletscore Site from a location outside the USA, you are responsible for compliance with all local laws, whether in the United States or in your jurisdiction. You agree that you will not use the Walletscore Content accessed through the Walletscore Site in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless DMG, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Walletscore Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. DMG reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with DMG in asserting any available defenses.
Disclaimer of Certain Liabilities
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE WALLETSCORE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. DMG AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE WALLETSCORE SITE AT ANY TIME.
DMG AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE WALLETSCORE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. DMG AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DMG AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF DMG OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
DMG reserves the right, in its sole discretion, to terminate your access to the Walletscore Site and its related services or any portion thereof at any time, without notice. Use of the Walletscore Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and DMG as a result of this agreement or use of the Walletscore Site. DMG’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of DMG’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Walletscore Site or information provided to or gathered by DMG with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and DMG with respect to the Walletscore Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and DMG with respect to the Walletscore Site, except for any Customer Agreement into which you enter with DMG. In the case of any conflict, the terms of that Customer Agreement will control. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Reviews and Comments
We may, from time to time, permit you or other visitors to post reviews, comments and other content; and submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin content. DMG reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content.
Your use of the Walletscore Site and these Terms shall be governed by and shall be construed and interpreted in accordance with the laws of British Columbia and the laws of Canada applicable in British Columbia. You irrevocably attorn and submit to the exclusive jurisdiction of the courts of the Province of British Columbia, sitting in the city of Vancouver, with respect to any dispute relating to or arising out of your use of the Walletscore Site or these Terms.
YOU AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF RELATING TO YOUR USE OF THE WALLETSCORE SITE OR THESE TERMS MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR IT WILL BE FOREVER BARRED.
DMG welcomes your questions or comments regarding these Terms via email at [email protected]